What is Long-Term Disability?

If you become disabled, whether through illness or accident, you still have living expenses to cover that don’t stop just because your earnings did. In addition to helping clients through their health insurance and Medicare plans and choices, Ginny Calvey also offers long-term disability insurance, disability insurance and Medicare disability. These types of coverages protect your lifestyle from such occurrences. To get you through life’s hardships, they offer living benefits if can no longer work.

Research shows roughly 30 percent of the population will become disabled at one point or another in their lifetime.